Construction Financing

At Pinnacle Bank, construction financing is our specialty. The One-Time Close Construction Loan simplifies the process by combining the construction loan and permanent loan. The result makes things easier for you, with just one approval process, one appraisal and one set of closing costs. Your interest rate is locked prior to construction, protecting you from changing market conditions. 

Our expertise and personalized approach ensures you of a smooth process from start to finish. And once construction is complete, your construction loan seamlessly converts to the permanent loan. 

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Residential Lot Loans

Found the perfect lot but not quite ready to build? Our lot loan program allows you to secure the lot while you complete the process of designing the plans and selecting a builder. When you’re ready to move forward with construction, your lot loan will be paid off as part of the construction loan.