Business Rates

Rates Effective As Of 03-01-2017

These rates are INDICATIONS ONLY and subject to change at Pinnacle Bank's discretion. Call 480.609.0055 or stop in for current quotations.

Business Accounts
AccountsTermsOpening BalanceTiersRateAPY*Withdrawals/Pre-Authorized TransfersSpecifications
Business Platinum Checking (d,e)Compounded & Credited Monthly$1,500.00$1,500-$4,999.99_ $5,000-$49,999.99_ $50,000-$99,999.99_ $100,000.00+_0.00%_ 0.05%_ 0.25%_ 0.35%_0.00%_ 0.05%_ 0.25%_ 0.35%_UnlimitedIf balance drops below $1,500.00 on any day, a $15.00 monthly minimum balance fee will be applied.
Business Flat Fee Checking (e)Monthly Statement Cycle$500.00N/AN/AUnlimitedIf balance drops below $5,000.00 on any day, a $15.00 a monthly minimum balance fee will be applied.
Small Business Checking (e)Monthly Statement Cycle$100.00N/AN/A$.40 per item for each transaction in excess of 50 per statement cycle.No minimum balance
IOLTA's (d)Compounded & Credited Monthly$100.000.10%0.10%UnlimitedInterest forwarded to the Arizona Bar Foundation
Business Analysis Checking (c,e)Monthly Statement Cycle$500.00N/AN/AUnlimited$8 a month, $.15 for each debit transaction, $.35 for each deposit, and $.06 for each deposited item.
Business Savings (a,b,d,e)Compounded & Credited Quarterly$500.000.15%0.15%Limited to six withdrawals per month. Excess withdrawals will be assessed a $5.00 fee per item.No minimum balance
Business Platinum Savings (a,b,d,e)Compounded & Credited Monthly$50,000.00$0 - $49,999.99_ $50,000.00+_0.10%_ 0.25%_0.10%_ 0.25%_Limited to four withdrawals per month. Excess withdrawals will be assessed a $25.00 fee per item.No minimum balance
Business Money Market (a,b,d,e)Compounded & Credited Monthly$2,500.00$0-24,999.99_ $25,000-49,999.99_ $50,000-499,999.99_ $500,000.00+_0.20%_ 0.20%_ 0.20%_ 0.20%_0.20%_ 0.20%_ 0.20%_ 0.20%_Limited to six withdrawals per month. Excess withdrawals will be assessed a $10.00 fee per item.If balance drops below $2,500.00, a $25.00 monthly minimum balance fee will be applied.
  • a Transfers and withdrawals made in person, by mail, by counter service or via ATM are unlimited.
  • b Federal regulations limit the number of transfers to another one of your accounts at Pinnacle Bank or to a third party by means of a preauthorized or automatic transfer, telephone transfer, computer transfer or by check, draft, debit card or similar order, to a combined total of six per statement cycle. This includes overdraft protection transfers and Pinnacle online banking transfers and bill payments.
  • c Earnings credit based on collected balance (-10% reserve requirements) which may offset monthly service charges.
  • d Interest rates are subject to change at any time without notice after account is opened.
  • e Fees may reduce earnings.
  • * Annual Percentage Yield
  • - Additional fees may apply. A complete Fee Schedule will be provided at account opening.

Rates subject to change without notice. A penalty may be imposed for early withdrawal on CD's and IRA's. Fees could reduce the earnings on Money Market, Checking and Savings accounts.