Business Checking Accounts

Manage your business with confidence with a secure business checking account from Pinnacle Bank. We offer a variety of account options perfect for basic needs, small businesses or those with vigorous transaction activity.

 

Call 480.609.0055 or stop by a branch when you’re ready to open a Pinnacle Bank business checking account.

 

Compare Business Checking Accounts

  

Business Platinum Checking
For small businesses with limited checking needs

Monthly Minimum Balance Fee
$15 if balance drops below $1,500 on any day

Minimum Opening Deposit
$1,500

Withdrawals & Preauthorized Transfers
Unlimited

Business Flat Fee Checking
For small businesses with limited checking needs who prefer the simplicity of flat fees

Monthly Minimum Balance Fee
$15 if balance drops below $5,000 on any day

Minimum Opening Deposit
$500

Withdrawals & Preauthorized Transfers
Unlimited

Small Business Checking
 For small businesses with limited checking needs

Monthly Minimum Balance Fee
None

Minimum Opening Deposit
$100

Additional Info
$.40 per item for each transaction in excess of 50 per statement cycle

IOLTA
Interest on Lawyer’s Trust Account, ideal for law firms

Monthly Minimum Balance Fee
None

Minimum Opening Deposit
$100

Withdrawals & Preauthorized Transfers
Unlimited

Interest
See current rates Interest is paid monthly and is forwarded to the Arizona Bar Association

Business Analysis Checking
For business customers with multiple accounts and/or moderate-to-heavy checking account activity

Multiple Business Analysis Checking Accounts can be placed into a Group Analysis that will summarize information across all business accounts

Monthly Minimum Balance Fee
$8

Minimum Opening Deposit
$500

Additional Fees
$0.15 for each debit transaction
$0.35 for each deposit
$0.06 each deposited item

How It Works
Each month, we compare the cost of servicing your account (Analyzed Charges) with the Earnings Credit of your collected dollars on deposit. The Earnings Credit is calculated by multiplying your average collected balance (minus the 10% Federal Reserve requirement) by the earnings credit rate for the period. The Earnings Credit is used to offset the Analyzed Charges for the month. Unlike interest, Earnings Credit does not accumulate from month to month. It does reduce your service charges for the current month.

Fees are subject to change at any time.

Already have a business checking account with us? Log in to manage your account through Online Banking.